Smart Furniture offers several quick and easy financing plans that are sure to fit your budget. We have deferred payment plans for approved customers that are available for up to 36 months* depending on your purchase. Approved applicants can purchase immediately from any of our showrooms. To apply for one of our financing plans, simply visit your local Smart Furniture showroom and bring two acceptable forms of identification*. In addition, Smart Furniture accepts American Express, Mastercard, Visa, and Interac.